Flipkart Axis Bank Credit Card

Earn Unlimited Cashback With Flipkart Axis Credit Card

• 5% unlimited cashback on all eligible purchases made on Flipkart.
• 4% cashback on preferred partners, including Swiggy, Uber, Cleartrip, PVR, and cult.fit.
• 1% cash back on all other online and offline spends, including Myntra.
• There is no limit on the cashback earned with the Flipkart Axis Bank Credit Card.
• Spending money on Flipkart Smart Store (‘Bills and Recharges’ section) earns you a cashback of 1% only (the same as applicable to all other transactions).

Please note that cashback does not apply to certain categories of transactions. These categories include fuel spends, rental payments, insurance, utilities, and education payments. Additionally, you will not receive cashback for purchases of gift cards on Flipkart or Myntra, purchases that have been converted to EMI, wallet reload, purchase of gold items, cash advances, payment of the card’s outstanding balance, and payment of card fees and payment made to government services.

Welcome Benefits

You will receive welcome benefits worth ₹600 with this credit card. To be eligible for cashback, you need to make transactions of at least ₹100.

₹500 Worth of Flipkart Vouchers

• Simply make a transaction within the first 30 days of card issuance to take advantage of this offer.
• You shall receive your Flipkart voucher in your e-mail.
• This gift voucher cannot be redeemed for cash or credit.

50% on Swiggy Orders

• 50% instant discount on your first purchase on Swiggy.
• Maximum discount capped at ₹100.
• A minimum cart value of ₹129 is needed, and this offer can be availed once per cardholder.
• To redeem this offer, use the code “AXISFKNEW” while checking out on Swiggy. Apply the code in the “Apply coupon” section to claim your discount.

Dining and Movie Benefits

• Dining benefit under the Axis Bank Dining Delights program that gives you 15% off up to Rs. 500 on dining bills at partner restaurants. This offer is valid at 10,000+ restaurants in India.
• 4% cashback on food delivery with the Swiggy app. This accelerated cashback is not valid for Instamart or Genie.
• Accelerated cashback (4%) on PVR movie tickets.

Travel Benefits

• 4 complimentary lounge access every year at select airports within India. From 1st May 2024, cardholders shall only be eligible for airport lounge access if they have made spends of a minimum of ₹50,000 in the last three calendar months. For newly issued cards, the first month, followed by the next three, is waived to calculate spend-based criteria.
• 4% direct cashback on preferred partners you can help save on commuting expenses. Earn accelerated cashback on Uber rides with this card.
• 4% cashback is also offered on flight and hotel bookings with Cleartrip.

Compare Other Cashback Cards to Flipkart Axis Bank Credit Card

The Flipkart Axis Bank Credit Card is an online shopping credit card best suited for shoppers who rely on Flipkart for their online shopping needs. Many other credit cards currently available in the market offer a higher reward rate on spending at a particular online merchant. Some credit cards that provide a neck-to-neck competition, to the Axis Bank Flipkart Credit Card, include the Amazon Pay ICICI Bank Credit Card. The following table compares the top features of Flipkart Axis Bank, SBI Cashback, and Amazon Pay ICICI Credit Card.

Why Apply for a Flipkart Axis Bank Credit Card?

Those who regularly shop from Flipkart should definitely opt for this card. Unlimited cashback is one of its main unique features. This card can save you big, as you will get 5% cashback on your purchases whether it’s mobile phones, electronics, home furniture, or any other eligible category. Furthermore, this credit card is also advantageous for online food ordering, movie bookings, and cab bookings, as it offers 4% cashback on preferred merchants. These merchants include Swiggy, PVR, and Cleartrip, making it a versatile choice for a wide range of online spending activities.

Flipkart Axis Bank Credit Card – Application and Eligibility

Salaried individuals with a monthly income of ₹15,000 or more and self-employed individuals who earn more than ₹30,000 monthly can easily get the Flipkart Axis Credit Card. You can apply for the Flipkart Axis Bank Credit Card online with CardInsider. All you have to do is follow these simple steps.

• Click on the “Apply Now” button on your screen,
• Enter all the necessary details and upload all the documents required to submit the application,
• Submit your application.

Check Axis Bank Flipkart Credit Card Application Status Online

Once you have applied for the Axis Bank Flipkart Credit Card, the bank usually takes 10 to 15 days to process your application. To track your credit application anytime post submission of the application along with the required documents-

• Visit Axis Bank’s credit cards application tracking page.
• You can track your credit card application using your Application ID or mobile number/PAN.
• Select your desired method of application tracking, enter the captcha, and click/tap on Submit.
• You will now be able to view the status of your credit card application on the page that opens.

Latest News on Flipkart Axis Bank Credit Card

April, 2024 Update

Important changes have been made to most of the major Axis Bank Credit Cards, and many cards have been devalued. Below are the changes that will be applicable to the Flipkart Axis Bank Credit Card from 20th April 2024.

• Starting from 20 April 2024, all transactions made using the FLIPKART AXIS BANK Credit Card, except for those made on Flipkart, preferred merchants, and cashback-excluded categories, will earn a base cashback of 1% instead of the previous 1.5%.
• The free airport lounge access benefits will now be based on spending in the previous three calendar months. To avail of complimentary lounge access from 1st May 2024 onwards, you must have spent a minimum of Rs. 50,000 in the previous three months.

February, 2024 Update 

Starting from February 15th, 2024, TataPlay will no longer be considered a preferred merchant for the Flipkart Axis Bank Credit Card. This means that all eligible transactions made on TataPlay using the Flipkart Axis Bank Credit Card on or after February 15th, 2024, will earn a base cashback of 1% only.

January, 2022 Update

When the Flipkart Axis Bank Credit Card was initially launched in July 2019 on the MasterCard platform, an annual fee of Rs. 500 was applicable. However, after RBI imposed restrictions on MasterCard, Axis Bank relaunched the card on the Visa payment network as a lifetime free card with no annual fee. The bank has now reintroduced the annual fee of Rs. 500 for the Flipkart Axis Bank Credit Card.

Review of Flipkart Axis Bank Credit Card by Card Insider

The Axis Bank Flipkart credit card gives you excellent returns if you love to shop online, and Flipkart is the e-commerce platform of your choice. Apart from Flipkart, you also get fairly good rewards (4%) from preferred merchants, including famous names like Swiggy, Uber, cult.fit, and PVR. Although an entry-level card, it offers four complimentary domestic lounge access and dining benefits under Axis Bank’s Dining Delights program.

The only competitor of this card in the market is the Amazon Pay ICICI Bank credit card, which has a zero membership fee but offers fewer additional benefits. Now, if you’re an online shopaholic, you can not go wrong with either of the two. You can even sign up for both, or if you have to choose between the two, you must evaluate your needs- whether you need complimentary lounge visits and how important the additional cashback benefit you get with other merchants is. Before you make a choice, you should have comprehensive information about the benefits each of the two cards offers.

What do you think of this co-branded credit card? Which one would you pick between the two? Please let us know in the comments below.