ixigo AU Credit Card – Features, Rewards & Apply Now

ixigo AU Bank Credit Card Rewards

• Get 20 Reward Points/₹200 spent on train/railway bookings with ixigo.
• Get 10 Reward Points/₹200 on online spends.
• Get 5 Reward Points/₹200 on offline spends.
• Those with the RuPay variant of the ixigo AU Credit Card shall earn 5 Reward Points/₹200 spent on offline UPI transactions and 10 Reward Points/₹200 spent on online UPI transactions.
• No reward points will be earned on fuel, rent, education, government transactions, jewelry, rental payments, insurance, and wallet reload.
• Reward Points are valid for a period of 2 years.

Reward Redemption

You can redeem your rewards at AU Rewardz or the ixigo app. A minimum of 200 Reward Points are needed for redemption. You would be charged a small fee of ₹99 plus applicable taxes while redeeming your rewards.

A maximum of 10,000 Reward Points can be earned in a month. 

ixigo AU Bank Credit Card Features & Benefits

Here are the other main features and benefits of the ixigo AU Credit Card.

Welcome Benefit

When you make your first transaction within the first 30 days of card issuance, you will receive 1000 Reward Points and ₹1,000 worth of ixigo money vouchers.

Travel Benefits

• 10% discount on flight bookings up to ₹1,000. (Promo Code: IXIGOCCFLY)
• 10% discount on bus bookings up to ₹300. (Promo Code: IXIGOCCBUS)
• 10% on hotel bookings up to ₹1,000. (Promo Code: IXIGOCCSTAY)
• PG charges are waived on train bookings twice a month.

All discounts are exclusively available on ixigo and can be availed once every month.

Free International Lounge Access

One international lounge access in a year via Priority Pass. After exceeding the set limit of complimentary visits, cardholders shall be charged $27 + taxes for lounge visits within India and outside India via Priority Pass.

Free Domestic Lounge Access

8 free domestic lounge access in a year. A complete list of accessible airport lounges is available online.

Complimentary Railway Lounge Access

• 8 complimentary railway lounge access in a year are provided with the ixigo AU Bank Credit Card.
• Add-on cardholders can also benefit from this complimentary lounge access.
• You would need your AU Bank Credit Card along with a valid train ticket to access the railway lounge.

List of Free Railway Lounge Access With ixigo AU Credit Card

Eligibility Criteria for ixigo AU Credit Card

The applicant needs to fulfill the following criteria to be eligible for the ixigo AU Credit Card.

• Must be between the ages of 21 and 60.
• Must be a resident of India.
• Must be registered on ixigo.
• Add-on cardholders should be above the age of 18.

Quick Comparison Between ixigo AU and Scapia Credit Card

When comparing the ixigo AU and Scapia Federal Credit Card, it’s essential to consider your specific travel requirements. The ixigo AU card is a great option if you enjoy earning rewards for travel-related expenses, mainly through the ixigo app. It provides complimentary lounge access and helps you save on foreign currency fees. On the other hand, the Scapia Federal Credit Card is an ideal choice if you’re looking for lifetime free access and want to earn rewards on all your spending, not just travel. The card also offers unlimited domestic lounge access for ₹5,000 every month, which is quite enticing. Both cards waive foreign currency fees, making them excellent choices for frequent international travelers.

Verdict

Both the ixigo AU Credit Card and the Scapia Federal Credit Card offer attractive benefits for travelers. The ixigo AU Credit Card provides valuable perks such as complimentary domestic and international airport lounge access, welcome benefit worth ₹1,000 ixigo money voucher, discounts on hotel, flight, and travel bookings, and a straightforward rewards program for travel bookings through the ixigo app. On the other hand, the Scapia Federal Credit Card offers unlimited complimentary domestic airport lounge access on a minimum transaction of ₹5,000 every month and attractive travel booking rewards through the Scapia app.

Therefore, if you’re a frequent traveler looking for comprehensive travel benefits and rewards specifically from your travel bookings, the ixigo AU Credit Card might be more suitable for you.

Currently, RBI has banned all new issuances of the Scapia Credit Card.

ixigo AU Credit Card Review

The ixigo AU Credit Card is the latest credit card offered by AU Bank. It is a credit card most suitable for customers who often travel domestically. It is the first co-branded credit card of AU Bank. You can earn great Reward Points on train bookings made on ixigo with this card. These reward points can later be redeemed for merchandise, vouchers for popular brands, mobile recharges, hotel/flight bookings, and a lot more. Zero annual/joining charges, a great reward structure, and multiple free lounge accesses make this an attractive travel credit card offering.

Tell us your views on the ixigo AU Bank Travel Credit Card in the comments below.