By upnifty 
Axis Bank Atlas Credit Card Rewards
- 5 EDGE Miles/₹100 on transactions made on Axis Bank Travel Edge, hotels, and flight bookings. These accelerated EDGE Miles can only be earned on cumulative spends of up to ₹2,00,000 per month.
- 2 EDGE Miles/₹100 on all other transactions made with the Axis Bank Atlas Credit Card including spends made on travel after reaching the cumulative spend threshold of ₹2 lakh per month.
- No EDGE Miles shall be awarded for transactions made on Gold/Jewellery, Rent, Wallet, Government Institution, Insurance, Fuel, and Utilities.
Atlas Credit Card Reward Redemption/Conversion
The EDGE Miles earned on the Axis Bank Atlas Credit Card can be redeemed in the following two ways-
- Booking flight tickets or making hotel reservations through the Axis Bank Travel Edge Portal. Please note that the maximum number of EDGE MILES that can be transferred to Partner Points within a calendar year is 150,000 EDGE MILES per customer ID. For the year 2024, customers can convert up to 150,000 EDGE Miles from April 20th, 2024 until December 31st, 2024. Starting from the next year, the capping will apply from January 1st to December 31st.
- Transfer the Edge Miles on the card to partner airlines’ frequent flyer program. The following table illustrates the monetary value of Edge Miles for redemption against the Miles of different partner airlines’ frequent flyer programs-
| Group A (Maximum 30,000 EDGE Miles) | Group B (Maximum 1,20,000 EDGE Miles) |
| Accor Hotels | Air France – KLM (Flying Blue) |
| Air Canada | Air India (Flying Returns) |
| Ethiopian Airlines | Air Asia |
| Etihad | ITC |
| Japan Airlines | IHG Hotels & Resorts |
| Marriott International | Qantas Airways |
| Qatar Airways | SpiceJet |
| Singapore Airlines | Vistara |
| Turkish Airlines | |
| Thai Airways | |
| United Airlines | |
| Wyndham Hotels |
Welcome Benefit
You get 2,500 EDGE Miles as a welcome gift on successfully completing 1 transaction within 30 days of the card set-up date.
Axis Bank Atlas Credit Card Tiers
Axis Bank Atlas Credit Card membership comes in three tiers- Silver Tier, Gold Tier, and Platinum Tier. A particular customer’s membership tier depends upon their annual spending with the card. If a cardholder is spending ₹7.5 lacs or less in an annual year, he will be falling under Silver Tier Membership, but if he is spending between ₹7.5 lacs to ₹15 lacs, he will be under Gold Tier Membership, and if his annual spends of the year exceeds ₹15 lacs, he will be considered under Platinum Tier Membership. The same is depicted in the table below-
| Annual Spends | Membership Tier |
| Less Than ₹7.5 Lakh | Silver |
| Between ₹7.5 Lakh and ₹15 Lakh | Gold |
| More Than ₹15 Lakh | Platinum |
The membership tiers are different in terms of the number of Edge Miles that you get as a renewal benefit and the number of domestic/international airport lounge access you get annually.
Your membership Tier will be downgraded from next year onwards if you are not able to maintain the minimum spend with your Axis Bank Atlas Credit Card in the current year according to the tier in which you fall. You will remain in the same tier, i.e., Silver Tier if you spend ₹7.5 lacs or less in the current year. Now, if you were in the Gold Tier but in the current year, your annual expenditures are less than ₹7.5 lacs, you will be downgraded to Silver Tier Membership. Adding to this, if based on your annual spending, you were a part of Platinum Tier Membership, but in the current year, your annual spending falls below ₹15 lacs, You will be downgraded from Platinum Tier Membership to Silver or Gold Tier Membership. This can be explained in a tabular form in the following way-
| Existing Tier | Tier After Downgradation |
| Silver | N/A |
| Gold | Silver |
| Platinum |
Silver (for Spends Less Than ₹7.5 Lakh) Gold (for Spend Between ₹7.5 Lakh & ₹15 Lakh ) |
Annual Benefit
You get Bonus Edge Miles on your Atlas Credit Card annually once the renewal fee is paid. The number of Bonus Miles received as the annual benefit is different for each of the tiers of the card membership.
| Membership Tier | Edge Miles Credited Annually |
| Silver | N/A |
| Gold | 2,500 |
| Platinum | 5,000 |
Milestone Benefits
A particular spend amount is pre-decided by the bank for each tier. Upon achieving that milestone spend the amount of your respective tier, and you will be credited with Bonus Edge Miles of your tier. You get Bonus Edge Miles on achieving the spend targets with your Axis Bank Atlas Credit Card.
| Spend Milestone | Edge Miles |
| ₹3 Lakh | 2,500 |
| ₹7.5 Lakh | Additional 2,500 |
| ₹15 Lakh | Additional 5,000 |
Transactions made for Gold/Jewellery, Rent, Wallet, Government Institutions, Insurance, Fuel, and Utilities merchants will not be counted towards Milestone achievement and Tier evaluation thresholds.
Free Airport Lounge Access With Axis Atlas Credit Card
The lounge access benefit is different for card members in different tiers of membership. The following table illustrates the complimentary domestic as well as international airport lounge visit privilege that you get on your Axis Bank Atlas Credit Card-
| Membership Tier | Domestic Airport Lounge Visits | International Airport Lounge Visits |
| Silver | 8 | 4 |
| Gold | 12 | 6 |
| Platinum | 18 | 12 |
Dining Benefits
You can avail of discounts of up to 25% up to ₹800 at partner restaurants via EazyDiner. Offer valid twice per month on a minimum order value of ₹2000.
Axis Bank Atlas Credit Card Eligibility Criteria
The table given below summarizes the eligibility criteria for the Axis Bank Atlas credit card:
| Age | 18 Years – 70 Years |
| Income |
Salaried – ₹9 Lakhs and above Self-Employed – ₹12 Lakhs and above |
| Credit Score | Decent credit score (750 or above) |
How To Apply For The Axis Bank Atlas Credit Card?
If you want to apply for the Atlas credit card offline, then you can do the same by visiting the Axis Bank branch in your city and filling out the application form. Or you can apply for the card online by following the steps below:
- Click on the Apply Now button.
- Fill in your particulars.
- Submit your application.
Axis Bank Atlas Credit Card Review
The Axis Bank Atlas Credit Card is an excellent selection for people who spend a lot of money on domestic and international travel annually. You get a welcome benefit of 2,500 Edge Miles and bonus miles on spending the milestone amount based on your tier.
The Edge Miles earned on the card is transferable to partner airlines’ frequent flyer programs. The card offers complimentary stays at international airport lounges, dining benefits, and an accelerated reward rate on foreign currency transactions. The card can be a good alternative to Axis Bank Miles & More Credit Card, which is another travel credit card offered by Axis Bank suitable for international travelers.