By upnifty 
HSBC Live+ Credit Card Features and Rewards
Welcome Benefit
On making a transaction worth ₹20,000 within the first 30 days of card issuance, cardholders would get ₹1,000 cashback as a welcome gift.
HSBC Live+ Credit Card Cashback
The Cashback Credit Card by HSBC rewards you in the form of cashback. This cashback is credited back within 45 days of the card statement date. You get:
- 10% accelerated cashback on dining, grocery, and food delivery spends. The maximum cap is ₹1,000 per statement cycle.
- 1.5% unlimited cashback on all other transactions.
- No cash back on the following categories: Fuel, e-wallets, payment of property management fees, rental commissions, rental payments, or any such payments made through MCCs 6513, 7012, 7349, education and government-related, insurance, jewelry & antique items, gambling, tolls, and bridge fees, collection agencies, charity, money transfers, and wholesale clubs.
Dining & Movie Benefit
- Purchase 2 movie tickets and get 1 free while booking through BookMyShow on Saturdays. You can book movie tickets for any day of the week.
- The maximum price of the free movie ticket is ₹250.
- Get 15% off on EazyDiner with this credit card.
Complimentary Domestic Lounge Access
The HSBC Cashback Credit Card gives you four free visits to domestic lounges across India (1 each quarter).
HSBC Live+ Credit Card Eligibility
To be eligible for this credit card, you must fulfill the following criteria:
- Must be an Indian citizen.
- Age between 18 and 65 years.
- Should be earning a minimum of ₹4,00,000 per annum (for salaried individuals).
- Must be a resident of Chennai, Gurgaon, Delhi National Capital Region (NCR), Pune, Noida, Hyderabad, Mumbai, Bangalore, Kochi, Coimbatore, Jaipur, Chandigarh, Ahmedabad or Kolkata.
How to Apply for an HSBC Live+ Credit Card?
You can apply for HSBC credit cards with Card Insider. Simply click on the Apply Now button appearing on your screen. Alternatively, you can call HSBC phone banking, and they will get to you as soon as possible. You can also visit your nearest HSBC branch with the required documents and apply for the card offline.
Customer Care
If you need any assistance or need to report the loss of a card, you may contact HSBC’s customer care at 18002673456 or 18001212208. These toll-free numbers are functional for general inquiries from 6:30 a.m. to 8:40 p.m. However, you can report the loss of a card 24×7 on any of these numbers.
HSBC Live+ Credit Card Review
If online shopping accounts for a large majority of your credit card spends, this card is certainly worth considering. Also, you don’t have to worry about reward redemption, as the cashback amount is automatically credited back within 45 days of the statement date. This makes things easier as you don’t have to be tied to specific brands for reward redemption.
This cashback credit card is especially suited for individuals who frequently make spends on dining, grocery and food delivery as you would get 10% cashback on them. Great cashback, complimentary domestic lounge access, and a welcome benefit worth ₹1,000 are the main features of this card. Please let us know your opinion of this card in the comment section. Also, if you’re an existing cardholder, feel free to share your experience.